Finance, Tax & Accounting
Find the job you need to finish: organise the books, prepare a BAS, work out a price or plan the next few months of cash. Each section puts the explanations and practical checks together.
Choose help and organise the records
Decide which work you'll handle and which needs a registered practitioner. Keep the documents and responsibilities clear before a deadline approaches.
9 guidesHow to Do Your Own Bookkeeping: A Monthly Routine for Owners
You can do your own bookkeeping with a separate bank account, software with bank feeds, 20 minutes a week and a monthly close checklist. Here's the routine.
10 min readRecord Keeping for Small Business: What to Keep and for How Long
How long must you keep business records in Australia? The ATO's 5-year rule, the 7-year company rule, what to keep, and whether photos of receipts count.
9 min readWhat is a BAS agent? Services and registration explained
Learn what a registered BAS agent does, how the role differs from bookkeeping and income tax work, and what information to prepare before getting help.
4 min readBAS agent vs tax agent: who can do what?
Compare BAS agents and tax agents, see who can handle GST, payroll and income tax, and work out how to divide the jobs in your small business.
5 min readBAS agent for small business: how to choose one
Find a BAS agent for your small business. Search the directory, check TPB registration, compare fees and services, and prepare a clear enquiry and handover.
6 min readHow to check a BAS agent's registration with the TPB
Check a BAS agent on the TPB register, match their legal name and registration type, and know what to ask about conditions, staff and renewal dates.
4 min readBAS agent fees: compare quotes and first-year costs
Compare BAS agent fees for your small business. Separate bookkeeping, BAS lodgement, cleanup and software costs, with a worked first-year quote comparison.
4 min readContacting a BAS agent: enquiry checklist and email template
Get a useful BAS agent quote with a clear brief. Use this enquiry checklist and email template to explain your records, software, payroll and support needs.
4 min readSwitching BAS agents: a practical handover checklist
Change BAS agents with a clear cutover date, records checklist and access plan. Agree who handles each period, pending questions, subscriptions and lodgement.
4 min read
Work through GST and your BAS
Start with registration and the reporting basics, then move to transaction treatment, lodgement and dates. Use the official sources for your own circumstances.
5 guidesHow to Register for GST in Australia (and Whether You Should)
Do I need to register for GST? The $75,000 rolling threshold, the 21-day rule, how to register for free, cash vs accruals, and when to register early.
10 min readGST and BAS Explained: Plain-English Guide for Small Business
GST and the BAS explained simply: the $75,000 threshold, how to register, what goes in each label, GST credits, due dates and the mistakes that cost money.
8 min readGST-Free vs BAS Excluded vs Input Taxed: The Tax Codes Explained
BAS excluded meaning, GST-free vs BAS excluded, input taxed and Simpler BAS explained in plain English, with a 27-transaction coding table for Xero and MYOB.
16 min readHow to Lodge Your BAS Online (Step by Step)
Lodge your BAS online step by step: myID login to ATO Online services for business or myGov, the G1, 1A, 1B and W1/W2 labels, paying, and fixing mistakes.
10 min readBAS Due Dates 2026-27: Every Quarterly, Monthly & Agent Deadline
Every BAS due date for FY 2026-27: the 28 Oct, 28 Feb, 28 Apr and 28 Jul quarterly deadlines, extra time for online and agent lodgement, and monthly dates.
8 min read
See the gap
Explain the bank balance, build a forecast and test the receipts you are relying on.
5 guidesProfit Is Up but Cash Is Down: Build a Cash Bridge
Reconcile a profitable month to a falling bank balance. Follow an Australian small business example covering unpaid invoices, stock, assets and repayments.
3 min readCash Forecast vs Actual: Find What Went Wrong
Compare predicted and actual cash, separate timing differences from changed amounts, and roll late receipts forward once with this worked variance table.
3 min readPut Your Sales Pipeline into a Cash Forecast
Separate enquiries, accepted quotes and invoices in your cash forecast. Use a pipeline worksheet to place receipts after delivery and avoid double-counting.
3 min readWhat If Your Biggest Customer Pays Late?
Test the cash impact of a large customer paying two weeks late. Compare weekly balances, measure concentration and set actions before the shortfall arrives.
3 min readCash Conversion Cycle: Stock and Payment Terms
Calculate inventory, debtor and supplier days using one consistent period. See how the cash conversion cycle differs from the dollar value of working capital.
3 min read
Plan the payment
Prepare for ordinary bills and bigger commitments. Check the low point before approving a payment or accepting new work.
8 guidesSet a Business Cash Buffer from Your Actual Risks
Work out a cash reserve from late payments, quiet periods and repair costs. Use three scenarios to separate committed money from the buffer you can use.
3 min readPrepare a Supplier Payment Run You Can Afford
Check supplier invoices, credits, due dates and available cash before approving payments. Use a payment-run worksheet with clear holds and follow-up actions.
3 min readNegotiate Supplier Terms with a Cash Forecast
Use a dated cash forecast to propose supplier payment terms you can keep. Compare a split-payment request with the original bill and record the agreement.
3 min readPlan Annual Business Bills with a Reserve Schedule
Build a monthly reserve for annual insurance, software and other irregular bills. See a 12-month example and calculate catch-up savings when a renewal rises.
2 min readCan You Fund a Large Contract Before It Pays?
Map mobilisation, materials and milestone receipts before accepting a large job. Use a contract cash timeline to calculate the peak funding gap and delay risk.
3 min readBuying Equipment: Test the Cash Timing First
Compare buying equipment now, delaying the purchase or paying in stages. Include setup costs and check the lowest cash balance before committing to a quote.
3 min readTrack Overdraft Headroom and Return to Credit
Monitor an existing business overdraft with a weekly headroom worksheet. Include pending payments, interest and the receipts expected to return it to credit.
3 min readPlan Overseas Supplier Payments as Exchange Rates Move
Calculate an overseas supplier bill under three exchange-rate scenarios. Include fees, deposits and payment dates without relying on a currency forecast.
3 min read
Release tied-up cash
Look at what is sitting in stock, what the next order will cost and when customers are expected to pay.
2 guidesSeasonal Stock Orders: Check the Cash Gap First
Map deposits, final supplier payments, freight and seasonal sales before ordering stock. Test a delivery delay and find the lowest projected cash balance.
3 min readFind Cash Tied Up in Slow-Moving Inventory
Review stock age, landed cost and realistic cash recovery. Use a practical inventory worksheet to decide what to retain, return, clear or stop reordering.
3 min read
Get paid and plan your cash
An invoice, a payment and money available for next month's bills are different things. Work from the payment paperwork through to a cash forecast.
6 guidesTax Invoice Requirements: What Every Invoice Must Include
What an ATO tax invoice must include, the $1,000 and $82.50 thresholds, what to do if you're not GST registered, and the errors that delay payment.
10 min readeInvoicing Explained: Get Paid Faster and Dodge Invoice Scams
What eInvoicing is, why it beats emailed PDFs, how it blocks payment redirection scams, and how to switch it on free in Xero, MYOB or QuickBooks.
9 min readHow to Chase Unpaid Invoices (Without Losing the Customer)
How to chase unpaid invoices: reminder templates, phone script, enforceable late fees, letters of demand, debt collectors and small claims by state.
10 min readCash Flow Management: How Australian Small Businesses Stay Ahead
Practical cash flow systems for Australian small businesses: 13-week forecasts, faster invoicing, chasing late payers, tax set-asides and seasonal buffers.
9 min readHow to Build a 13-Week Cash Flow Forecast (Free Template)
Build a rolling 13-week cash flow forecast in a simple spreadsheet: opening balance, weekly receipts and payments, BAS and super dates, and spotting the dip.
10 min readBusiness Loans Without a House: Your Real Options
No house to put up as security? Compare unsecured loans, equipment finance, invoice finance and more — with real costs for Australian businesses in 2026.
9 min read
Set prices and understand the reports
Check what a sale contributes, what you need to earn and what the reports are telling you. Use your own figures alongside the worked examples.
5 guidesPricing Strategy for Small Business: Cost-Plus vs Value Pricing
Cost-plus vs value pricing for Australian small businesses: work out your true hourly cost, set margins that stick, and know when to raise your prices.
10 min readHow to Calculate Your Hourly Rate as a Sole Trader
Set a sustainable hourly rate using income, overheads and realistic billable hours. Worked Australian example, free calculator and a quote-check checklist.
5 min readBreak-Even Analysis Explained (With a Simple Formula)
Break-even analysis in plain English: split fixed and variable costs, work out your contribution margin, and see how much you must sell to cover costs.
8 min readHow to Read a Profit and Loss Statement (Plain English)
Learn to read a profit and loss statement in plain English: gross vs net margin, depreciation, why profit isn't cash, and what to check every month.
10 min readHow to Read a Balance Sheet (Small Business Edition)
How to read a balance sheet for a small business: assets, liabilities and equity in plain English, working capital, the quick ratio and what to check monthly.
9 min read
Prepare for tax and paying yourself
Separate the business's records from the owner's tax position. These guides help you gather the information for the decisions that need an adviser.
7 guidesHow to Pay Yourself: Sole Trader Drawings vs Company Wages
How to pay yourself as a sole trader (drawings) or company owner (PAYG wages, dividends), how much tax to set aside, plus $80k and $150k worked examples.
10 min readSmall Business Tax Deductions: The Complete Australian List
Every tax deduction an Australian small business can claim, category by category, with 2026-27 ATO rates, what's not deductible and the records to keep.
15 min readSole Trader Tax: What You Can Claim and How Much You Pay
How much tax a sole trader pays in Australia (2026-27 rates, Medicare levy, offsets) and what you can claim: home office, car, tools, super and more.
15 min readInstant Asset Write-Off Explained: The $20,000 Rule
How the $20,000 instant asset write-off works from 1 July 2026: who qualifies, the GST and car limit rules, the small business pool, and worked examples.
11 min readPAYG Instalments Explained: Why the ATO Wants Tax Early
What PAYG instalments are, why the ATO put you on them, amount vs rate methods, how to vary down without copping interest, and how they credit at tax time.
10 min readSuper for Sole Traders: Why, How Much and the Deduction
Sole traders don't have to pay super, but you can claim a tax deduction for it. Caps, carry-forward, the notice of intent and 30 June timing for 2026-27.
10 min readCompany Tax Rate: 25% or 30%? The Base Rate Entity Test
Your company pays 25% if aggregated turnover is under $50M and 80% or less of income is passive — otherwise 30%. Both tests explained, with examples.
9 min read
Run payroll and keep up with super
Connect the payroll process with reporting and payment dates. Check the guide for the change or obligation affecting your next pay run.
4 guidesSingle Touch Payroll (STP) Explained for Small Employers
What Single Touch Payroll is, who must report, how STP Phase 2 works, low-cost software options, end-of-year finalisation and how payday super fits in.
9 min readPayday Super Explained: The 1 July 2026 Rules for Employers
Payday super starts 1 July 2026: super due within 7 business days of each payday, 12% SG rate, qualifying earnings, new SG charge and SBSCH closure explained.
15 min readPayroll Changes 2026-27: Payday Super, Wages, Rates, Dates
Every FY 2026-27 payroll change for Australian employers: payday super, the 12% super guarantee, the new minimum wage, wage theft penalties and key dates.
8 min read27 Fortnightly Pays in 2026-27: What Employers Need to Do About It
Does 2026-27 have 27 fortnightly pays? Only for Wednesday pay days. Check your payroll calendar, the ATO extra-withholding rates and what employers must do.
12 min read
Customer setup: agree how billing will work
Confirm the buying entity, check exposure and give completed work a route to its first invoice.
5 guidesCustomer Billing Details Checklist: Before You Start the Job
Collect the right customer name, purchase order and invoice contact before starting work. Includes a billing setup form and a traceable confirmation process.
5 min readSet a Customer Credit Limit Before Offering Invoice Terms
Set a trade credit limit using customer evidence and your own cash capacity. Track unpaid invoices and unbilled orders before accepting another commitment.
5 min readBuild a Progress Invoicing Schedule Around Project Cash Costs
Map billing milestones, evidence and expected receipts against project spending. See a six-week cash curve and the shortfall when one approval arrives late.
6 min readUnbilled Work Register: Find Finished Jobs You Haven't Invoiced
Find completed jobs missing from your invoices. Use a filled unbilled-work register to check approvals, clear billing blocks and record who does what next.
5 min readConsolidated Billing for a Customer with Several Locations
Choose consolidated billing or separate site invoices. Keep customer identity, order numbers, credits, approvals and location-level profitability visible.
5 min read
Submitted: clear invoice and approval delays
Keep submission evidence, find the reason for a rejection and check the customer payment calendar.
3 guidesInvoice Rejected? Find the Error and Resubmit with Evidence
Resolve an invoice rejection without duplicate sales. Check purchase orders, customer details and delivery evidence, then track the corrected submission.
5 min readCustomer Invoice Portals: Track Submission and Approval
Track invoices through customer portals with a practical evidence checklist. Keep submission references, resolve approval holds and confirm when cash arrives.
4 min readInvoice Due Dates and Customer Payment Runs: Plan Both
Map invoice due dates, approval cutoffs and customer payment runs. Use two calendars and a cash example to see the cost of missing a monthly cutoff.
9 min read
Allocated: make statements and receipts agree
Match existing payments and credits before treating an account balance as overdue.
3 guidesStatement of Account vs Invoice: When to Send Each
Use a statement of account to explain invoices, payments and credits without billing twice. Includes a worked balance, statement template and checking routine.
5 min readRead an Aged Receivables Report Before Chasing Customers
Check an aged receivables report for unallocated receipts, credits and disputes. Use a worked example to reconcile debtors and identify balances to follow up.
5 min readCustomer Balance Disagreement: Reconcile Invoices and Payments
Reconcile a customer balance when invoices, credits and payments disagree. Use a neutral email and a two-ledger worksheet to find and document the difference.
5 min read
Follow-up: manage the balance still outstanding
Keep disputes, instalments and retention conditions visible, and check whether payment performance has really changed.
4 guidesPartly Disputed Invoice: Record the Amounts and Evidence
Separate disputed invoice lines from agreed work, receipts and adjustments. Use a worked register and message template without losing the original history.
4 min readCustomer Payment Plan: Track Instalments and the Balance
Turn agreed invoice instalments into a clear tracking schedule. Match receipts, flag missed payments and preserve changes without recording the sale twice.
4 min readRetention Payments: Track Release Conditions and Expected Cash
Build a retention register that separates release conditions, evidence and expected cash dates. Includes a worked schedule and Australian review checkpoints.
5 min readDays Sales Outstanding: Calculate DSO Without Misreading It
Calculate days sales outstanding on a consistent credit-sales basis. Compare DSO with invoice payment days and see why a lower figure can be misleading.
5 min read
Cost a product
Start with pricing fundamentals, then follow stock, usable yield and sales-channel costs through a worked example.
5 guidesLanded Product Cost: Work Out the Cost per Saleable Unit
Calculate landed product cost with freight, handling and saleable units. Compare shipments, allocate shared costs and keep recoverable GST separate.
4 min readCost of Goods Sold (COGS): Reconcile Stock and Purchases
Work through a cost-of-goods-sold reconciliation with opening stock, purchases and closing stock, plus a separate record for returns and stock differences.
4 min readRecipe Cost per Portion: Allow for Yield, Waste and Portion Size
Trace ingredients from purchased weight to saleable portions. Use a recipe-cost worksheet for trim loss, cooking yield, garnish, packaging and portion drift.
4 min readWholesale Pricing: What Remains After the Retailer Margin?
Work backwards from a retail price to test wholesale contribution. Compare direct sales, retailer margin, freight and returns on the same GST basis.
4 min readMarketplace Profit per Order: Include Fees, Returns and Fulfilment
Reconstruct marketplace profit per order from the sale and settlement. Check fee bases, shipping, fulfilment and return losses with a worked comparison.
4 min read
Cost a job
Establish a sustainable hourly rate, check actual delivery and make room for travel, shared costs and uncertainty.
6 guidesJob Profitability Review: Compare Your Quote with Actual Costs
Compare quoted and actual labour, materials, travel and rework. Use a worked job-cost review to find the estimating assumption to change next time.
3 min readAllocate Overheads to Jobs: Choose a Cost Driver That Fits
Compare labour-hour, job-count and revenue allocations for two jobs. Check overhead recovery, capacity assumptions and the effect on your next quote.
3 min readCall-Out and Travel Charges: Calculate the Cost of a Visit
Calculate travel, setup and on-site cost for a service visit. Compare a call-out component with a bundled minimum price and test more distant jobs.
3 min readRush-Job Pricing: Cost the Work You Would Have to Displace
Cost an urgent job using extra delivery costs and displaced contribution. Compare accepting, rescheduling and declining before choosing a rush price.
3 min readQuote Contingency: Cost the Uncertainty and Explain the Scope
Build a quote-risk register with cost ranges, evidence and treatments. Separate the base estimate, contingency and any proposed scope-change process.
3 min readRetainer Profitability: Measure the Work Behind the Monthly Fee
Review monthly retainer fees against delivery time, direct costs and reserved capacity. Find revision creep and compare effective rates across months.
3 min read
Test a price
Check the contribution needed to support the business, then test discounts, delivery offers and small orders.
4 guidesDiscount Campaign Cost Sheet: How Many Extra Sales Do You Need?
Calculate the extra units a discount must sell to preserve contribution. Include payment fees, fulfilment and campaign spending, then test capacity.
3 min readVolume Discounts: Set Tiers That Preserve Order Contribution
Test volume-discount tiers with real handling savings. Compare all-units and incremental pricing, and spot thresholds where a bigger order earns less.
3 min readFree Shipping Threshold: Can the Basket Pay for Delivery?
Test a free-shipping threshold across basket sizes and delivery zones. Include product margin, packing, heavy items and a target contribution per order.
3 min readMinimum Order Value: Cover the Cost of Small Orders
Calculate a minimum order value from handling cost and contribution. Compare a minimum, a small-order fee and consolidation using the same baskets.
3 min read
Diagnose falling profit
Trace the change to sales mix, material usage, returns or the work behind each customer. Start with the result that no longer makes sense.
5 guidesSales Rose but Gross Margin Fell? Check Your Sales Mix
See how a change in product mix can lift sales while lowering gross margin. Use a two-product example to check the numbers before changing your prices.
3 min readGross Profit Variance: Separate Price, Input Costs and Waste
Trace planned gross profit to actual results with a worked price, input-cost and waste bridge. Find the cause of margin loss using records you already keep.
3 min readProduct Returns: Calculate Their Effect on Real Margin
Calculate margin after refunds, return freight, inspection and recovered stock. Compare three return rates without double-counting the cost of returned goods.
3 min readRecurring Revenue Profit: Model Cancellations and Service Costs
Build a six-month recurring-service forecast with cancellations, new customers and delivery costs. Separate customer churn, revenue churn and collected cash.
4 min readCustomer Profitability: Include Support and Delivery Complexity
Compare customers after support time, delivery, returns and account administration. Separate cost allocations from cash savings before changing an arrangement.
3 min read
Compare operating choices
Use future costs and available capacity to compare the options. Check cash affordability and tax treatment separately from the contribution calculation.
10 guidesMulti-Product Break-Even: Use a Realistic Sales Mix
Calculate break-even for several products using a realistic sales basket. Compare two mixes, weighted contribution and the sales needed to cover fixed costs.
3 min readContribution per Bottleneck Hour: Choose Work When Capacity Is Full
Compare jobs by contribution per scarce machine or specialist hour. Include setup time, demand limits and existing commitments before changing the schedule.
3 min readMake or Buy? Compare Avoidable Costs and Released Capacity
Compare in-house production with bought-in supply using avoidable costs, unchanged overhead and released capacity. Work through a clear make-or-buy example.
3 min readRepair or Replace Business Equipment? Compare Future Costs
Compare repair and replacement over the same period, including downtime, running costs and resale value. Test another breakdown before committing to a purchase.
3 min readBuy or Lease Equipment: Compare the Total Commitment
Put purchase and lease proposals on the same timeline. Compare upfront cash, instalments, maintenance and end costs, with a checklist for unanswered terms.
3 min readWill a New Service Add Profit or Just More Work?
Test a new service using added revenue, direct costs, setup spending and displaced work. Compare low, base and high demand before expanding the offer.
3 min readShould You Stop Selling an Unprofitable Product?
Check whether dropping a product would improve profit. Separate lost contribution, avoidable fixed costs and overhead that remains with this worked example.
2 min readWould Longer Opening Hours Pay for Themselves?
Cost an extra trading period using added sales, product costs, staffing and cleanup. Allow for shifted sales and compare quiet, expected and busy trial weeks.
3 min readPrepaid Service Packs: Cost the Promises Before Discounting
Cost every session promised in a prepaid service pack. Allow for delivery time, rescheduling and rising costs before treating the upfront payment as profit.
3 min readSupplier Early-Payment Discounts: Compare Savings and Cash Cost
Work out whether a supplier discount covers the cost of paying early. Compare discount dollars, borrowing costs, payment dates and the remaining cash buffer.
3 min read
Prove an expense
Recover the document and explain what the payment was for. Start with the circumstances that are missing from the bank entry.
3 guidesLost a Business Receipt? Rebuild the Evidence File
Recover a missing business receipt, connect it to payment and job records, and keep an honest evidence register for your bookkeeper or tax agent.
3 min readSole Trader Meal Records: Lunch, Travel and Client Meals
Separate ordinary lunch, overnight travel meals and client entertainment in your records, with a practical worksheet for the facts your agent needs.
3 min readDonation or Sponsorship? Keep the Right Payment Records
Record a community payment as it happened: recipient details, promised benefits, invoices and proof of payment, with gift and sponsorship checks kept apart.
2 min read
Track an asset
Follow equipment through purchase, changes and disposal, keeping accounting values separate from tax records.
3 guidesAsset Register Template: Track Business Equipment
Keep each asset’s purchase, location, business use, book value, tax record and disposal evidence together in a practical register that you can copy.
3 min readRepair or Improvement? Gather the Facts Before Coding It
Document an asset before and after work, separate invoice components and collect the evidence your adviser needs to assess repairs and improvements.
2 min readSelling or Scrapping Equipment: Close the Asset Records
Record the sale or scrapping of business equipment, reconcile proceeds and fees, and keep the documents needed to close its accounting and tax history.
3 min read
Explain mixed use
Keep business and private activity visible in the records you take to your adviser.
2 guidesBusiness Vehicle Records: Build a Logbook and Expense File
Organise vehicle journeys, odometer readings, private detours, running costs and ownership documents in one file before reviewing the claim method.
2 min readBusiness Trip and Private Holiday: Organise the Costs
Build a mixed-purpose travel file with the itinerary, actual activities, accommodation and transport costs, keeping uncertain allocations for review.
3 min read
Review tax questions
Gather the evidence behind an unusual receipt, a corrected return or a change of accountant.
5 guidesPlatform income statements: match sales, fees and payouts
Reconcile a marketplace or gig-platform statement to sales, refunds, fees and bank payouts, with a worked bridge between calendar and financial-year totals.
3 min readBusiness insurance payout: organise the accounting evidence
Break an insurance settlement into components, match the bank receipt and replacement costs, and prepare the questions your accountant needs answered.
3 min readReceived a business grant? Track conditions, cash and spending
Link a grant agreement, money received, eligible spending and reporting evidence in a practical ledger, with open tax questions recorded for your adviser.
3 min readTax return mistake? Prepare the amendment evidence first
Organise the original return, changed figures and supporting records, then confirm the entity, income year and amendment pathway with your registered tax agent.
3 min readChanging accountants: hand over tax records and open questions
Transfer lodged returns, asset schedules, loss records and unfinished tax work with a practical handover matrix that confirms who owns each next obligation.
3 min read
Reconcile the ATO account
Match the account movements, check the tax reserve and prepare a forecast if a debt needs attention.
3 guidesHow to reconcile an ATO account statement with your books
Match ATO account entries to lodged liabilities, bank payments and transfers, then use a discrepancy log to explain balances that do not agree with your books.
3 min readIs your tax reserve enough? Check savings against the bills
Compare your tax savings with estimated GST and income tax, check credits already allowed for, and find a shortfall before the payment date arrives.
3 min readPrepare for an ATO payment plan: records and cash capacity
Gather your ATO account details, outstanding lodgements and cash forecast, then test a proposed payment against new bills before asking for a payment plan.
3 min read
Track owner money
Document money put into a company and connect it to the agreement and balance sheet.
1 guideUnderstand payment costs
Read the bill, compare equivalent quotes and choose the payment methods your business can support.
4 guidesRead your merchant statement: work out the real card cost
Use a worked merchant statement to separate transaction fees, terminal rental and other charges, then calculate the card acceptance cost for your business.
3 min readFlat card rates vs itemised pricing: compare your payment mix
Compare flat and itemised card pricing using the same sales, transaction counts and card mix. Includes worked costs and a low-ticket sensitivity check.
3 min readLeast-cost routing: check what your provider enables
Check least-cost routing on your actual merchant account. Ask about eligible payments, enabled settings and pricing, then compare matching statement data.
3 min readChoose payment methods around how your customers buy
Match counter, mobile, remote and repeat sales to practical payment methods. Use a worksheet for confirmation, customer access, costs and fallback options.
3 min read
Close the trading day
Match incoming money, trace each terminal and resolve cash or split-payment differences.
3 guidesBank transfer payments: confirm receipt before releasing goods
Check customer bank transfers against your own account records. Match amount, reference and order, and handle partial payments without relying on screenshots.
3 min readCash drawer reconciliation: explain the closing difference
Balance a cash drawer using the opening float, sales, refunds, paid-outs and physical count. Includes a till-close sheet and a clear difference investigation.
3 min readSplit-tender payments: reconcile one sale paid several ways
Follow one sale paid in cash and by card through the receipt and daily close. Check remaining balances, refund records and duplicate sales before finishing.
3 min read
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