Finance, Tax & Accounting: page 9
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BAS agent fees: compare quotes and first-year costs
Compare BAS agent fees for your small business. Separate bookkeeping, BAS lodgement, cleanup and software costs, with a worked first-year quote comparison.
4 min readCompany Tax Rate: 25% or 30%? The Base Rate Entity Test
Your company pays 25% if aggregated turnover is under $50M and 80% or less of income is passive — otherwise 30%. Both tests explained, with examples.
9 min readSwitching BAS agents: a practical handover checklist
Change BAS agents with a clear cutover date, records checklist and access plan. Agree who handles each period, pending questions, subscriptions and lodgement.
4 min readHow to Read a Balance Sheet (Small Business Edition)
How to read a balance sheet for a small business: assets, liabilities and equity in plain English, working capital, the quick ratio and what to check monthly.
9 min readBreak-Even Analysis Explained (With a Simple Formula)
Break-even analysis in plain English: split fixed and variable costs, work out your contribution margin, and see how much you must sell to cover costs.
8 min readSuper for Sole Traders: Why, How Much and the Deduction
Sole traders don't have to pay super, but you can claim a tax deduction for it. Caps, carry-forward, the notice of intent and 30 June timing for 2026-27.
10 min readPricing Strategy for Small Business: Cost-Plus vs Value Pricing
Cost-plus vs value pricing for Australian small businesses: work out your true hourly cost, set margins that stick, and know when to raise your prices.
10 min readRecord Keeping for Small Business: What to Keep and for How Long
How long must you keep business records in Australia? The ATO's 5-year rule, the 7-year company rule, what to keep, and whether photos of receipts count.
9 min readBAS agent vs tax agent: who can do what?
Compare BAS agents and tax agents, see who can handle GST, payroll and income tax, and work out how to divide the jobs in your small business.
5 min readHow to check a BAS agent's registration with the TPB
Check a BAS agent on the TPB register, match their legal name and registration type, and know what to ask about conditions, staff and renewal dates.
4 min readHow to Do Your Own Bookkeeping: A Monthly Routine for Owners
You can do your own bookkeeping with a separate bank account, software with bank feeds, 20 minutes a week and a monthly close checklist. Here's the routine.
10 min readTax Invoice Requirements: What Every Invoice Must Include
What an ATO tax invoice must include, the $1,000 and $82.50 thresholds, what to do if you're not GST registered, and the errors that delay payment.
10 min readHow to Build a 13-Week Cash Flow Forecast (Free Template)
Build a rolling 13-week cash flow forecast in a simple spreadsheet: opening balance, weekly receipts and payments, BAS and super dates, and spotting the dip.
10 min readHow to Calculate Your Hourly Rate as a Sole Trader
Set a sustainable hourly rate using income, overheads and realistic billable hours. Worked Australian example, free calculator and a quote-check checklist.
5 min readPAYG Instalments Explained: Why the ATO Wants Tax Early
What PAYG instalments are, why the ATO put you on them, amount vs rate methods, how to vary down without copping interest, and how they credit at tax time.
10 min readHow to Chase Unpaid Invoices (Without Losing the Customer)
How to chase unpaid invoices: reminder templates, phone script, enforceable late fees, letters of demand, debt collectors and small claims by state.
10 min readInstant Asset Write-Off Explained: The $20,000 Rule
How the $20,000 instant asset write-off works from 1 July 2026: who qualifies, the GST and car limit rules, the small business pool, and worked examples.
11 min readHow to Lodge Your BAS Online (Step by Step)
Lodge your BAS online step by step: myID login to ATO Online services for business or myGov, the G1, 1A, 1B and W1/W2 labels, paying, and fixing mistakes.
10 min read